Your platform, live in 90 days.
A fully white-labelled cashflow platform for your SME customers. You own the brand and the relationship; we run the engine in the background.
Everything under your name.
Full white label
Your name, logo, colours and domain throughout the product, reports and emails. No Lucid or Lending Logic branding anywhere your customers look. White label is standard, not a paid extra.
The customer product
A 13-week forecast built from the customer’s own Xero ledger in minutes, a daily verdict (“nothing to do” on most days, “act this week” when something material changes), and ranked ways through: move a payment, chase invoices, then an orderly funding application.
Partner portal
Green, amber or red across every connected customer, with the reason and the week it bites. Filter by team, region or product.
Early-warning alerts
Your team is notified when a customer’s outlook worsens materially, so the conversation starts weeks before a missed payment.
First-call routing Roadmap
When a customer needs funding, the case comes to you first, with a live forecast and a standard pack. Only if you decline, and the customer agrees, does it go to a wider panel.
Advisor-led or self-serve
Your staff can connect customers and present findings, or customers can join from your invitation. Most partners start advisor-led with a pilot group.
From signature to live in about 90 days.
Agree
Success measures, pilot group, data roles and consent wording. Brand assets and domain.
Build
Your branded platform and portal, onboarding materials and staff walkthrough.
Pilot
A first group of customers connected, advisor-led. Weekly review of usage and alerts.
Roll out
Measured against the agreed success measures, then extended across your book.
Pay for use, not connections.
Simple, and aligned with what you care about: customers actually using it.
Set-up fee
One-off. Covers your branded build, portal and onboarding.
Licence
Priced per active business per month, or an annual licence for larger books.
Paid pilot
A fixed fee over three to six months on a defined segment, converting to a licence if the agreed success measures are met.
Practical answers
What do you need from us?
A named sponsor, your brand assets and domain, a pilot group of customers, and agreement on data roles. We handle the build, hosting, support and onboarding materials.
Can our staff run it for customers?
Yes. In the advisor-led model your team connects each customer, with their permission, and presents the findings. The customer never has to learn a new tool.
What happens if we decline a funding case?
Only if you decline, and only with the customer’s consent, we can place the case with a wider panel, so your customer still gets help. You decide how you describe this to customers.
Who owns the customer relationship?
You do. The brand, the relationship and the conversation are yours. We run the engine, the support and the data processing in the background.
Do you sell to our customers directly?
No. We never market to a partner’s customers. We run a direct product, Lucid Cashflow, for businesses that find us on their own; if one of your customers did, your relationship comes first in any conversation.
See it under your brand.
A 30-minute conversation with a founder. We’ll show the platform in a sample partner’s branding and talk through a pilot.