/* Lending Logic — partner site styles
   Shares the Lucid type and colour tokens. Ink leads; green is accent only (the full stop, links). Amber and red appear only inside the product mock. */
:root{
  --paper:#FBFAF7; --surface:#FFFFFF; --band:#F3F0EA;
  --ink:#16130F; --ink-soft:#4A443B; --ink-mute:#7A7368; --hair:#E6E1D8;
  --green:#1F7A54; --green-strong:#17603F; --green-soft:#E6F1EA; --on-green:#FBFAF7;
  --amber:#9A5F14; --amber-soft:#FBF0DC; --red:#A83A2C; --red-soft:#F8EAE7;
  --display:'Fraunces', Georgia, 'Times New Roman', serif;
  --body:'Inter', system-ui, -apple-system, 'Segoe UI', Arial, sans-serif;
  --mono:'Geist Mono', ui-monospace, 'SFMono-Regular', Menlo, monospace;
  --radius:16px; --radius-sm:10px;
  --shadow:0 1px 2px rgba(30,25,18,.05), 0 10px 28px -14px rgba(30,25,18,.18);
}
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]){
  --paper:#15130F; --surface:#1D1A16; --band:#1A1814;
  --ink:#F3EFE7; --ink-soft:#CFC8BB; --ink-mute:#A59E91; --hair:#2E2A24;
  --green:#3DAF7C; --green-strong:#5BC795; --green-soft:#1B2C23; --on-green:#0F1A14;
  --amber:#E0A453; --amber-soft:#2D2416; --red:#E07A6B; --red-soft:#2E1C19;
  --shadow:0 1px 2px rgba(0,0,0,.3), 0 10px 28px -14px rgba(0,0,0,.6);
  color-scheme:dark; } }
:root[data-theme="dark"]{
  --paper:#15130F; --surface:#1D1A16; --band:#1A1814;
  --ink:#F3EFE7; --ink-soft:#CFC8BB; --ink-mute:#A59E91; --hair:#2E2A24;
  --green:#3DAF7C; --green-strong:#5BC795; --green-soft:#1B2C23; --on-green:#0F1A14;
  --amber:#E0A453; --amber-soft:#2D2416; --red:#E07A6B; --red-soft:#2E1C19;
  --shadow:0 1px 2px rgba(0,0,0,.3), 0 10px 28px -14px rgba(0,0,0,.6);
  color-scheme:dark; }

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:30;background:var(--paper)}
a{color:var(--green)}
a:hover{color:var(--green-strong)}
:focus-visible{outline:3px solid var(--green);outline-offset:2px;border-radius:4px}
img,svg{max-width:100%}
h1,h2,h3{font-family:var(--display);font-weight:500;letter-spacing:-0.015em;line-height:1.12;text-wrap:balance;margin:0}
h1{font-size:clamp(2.4rem,5.4vw,4rem)}
h2{font-size:clamp(1.75rem,3.4vw,2.5rem)}
h3{font-size:1.3rem;font-weight:600;letter-spacing:-0.005em}
p{margin:0}
.wrap{max-width:1120px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.narrow{max-width:740px}
.eyebrow{font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--green)}
.lede{font-size:1.2rem;color:var(--ink-soft);max-width:60ch}
.muted{color:var(--ink-mute)}
.mono{font-family:var(--mono);font-variant-numeric:tabular-nums}

/* Header */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:color-mix(in srgb,var(--paper) 92%,transparent);backdrop-filter:blur(8px);border-bottom:1px solid var(--hair)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:14px}
.brand{display:inline-flex;align-items:baseline;gap:10px;text-decoration:none;color:var(--ink)}
.brand:hover{color:var(--ink)}
.wm{font-family:var(--display);font-weight:600;font-size:1.6rem;letter-spacing:-0.02em;line-height:1}
.wm .dot,.dot{color:var(--green)}
.wm-sub{font-size:.62rem;font-weight:600;letter-spacing:.24em;color:var(--ink-mute)}
.nav{display:flex;align-items:center;gap:22px;font-size:.95rem}
.nav a{color:var(--ink-soft);text-decoration:none;font-weight:500}
.nav a:hover,.nav a[aria-current="page"]{color:var(--ink)}
.menu{display:none}
.menu summary{list-style:none;cursor:pointer;font-weight:600;padding:8px 12px;border:1px solid var(--hair);border-radius:var(--radius-sm)}
.menu summary::-webkit-details-marker{display:none}
.menu nav{position:absolute;right:max(20px,env(safe-area-inset-right,0px));top:62px;background:var(--surface);border:1px solid var(--hair);border-radius:var(--radius);box-shadow:var(--shadow);padding:12px;display:grid;gap:4px;min-width:220px}
.menu nav a{padding:8px 10px;border-radius:8px;color:var(--ink);text-decoration:none}
.menu nav a:hover{background:var(--band)}
@media (max-width:900px){.nav{display:none}.menu{display:block}}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:600;font-size:1rem;padding:13px 22px;border-radius:12px;text-decoration:none;border:1px solid transparent;cursor:pointer;font-family:var(--body)}
.btn-primary{background:var(--green);color:var(--on-green)}
.btn-primary:hover{background:var(--green-strong);color:var(--on-green)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--hair)}
.btn-ghost:hover{border-color:var(--ink-mute);color:var(--ink)}
.btn-sm{padding:9px 16px;font-size:.92rem}
.actions{display:flex;flex-wrap:wrap;gap:12px}

/* Sections */
section{padding-block:clamp(56px,8vw,96px)}
.band{background:var(--band)}
.section-head{display:grid;gap:14px;margin-bottom:40px;max-width:720px}
.hero{padding-block:clamp(48px,7vw,88px) clamp(48px,7vw,80px)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.hero-copy{display:grid;gap:24px;min-width:0}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr;gap:40px}}
.page-hero{padding-block:clamp(48px,6vw,80px) 8px}
.page-hero .wrap{display:grid;gap:20px}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
@media (max-width:860px){.grid-3,.grid-2{grid-template-columns:1fr}}
.card{background:var(--surface);border:1px solid var(--hair);border-radius:var(--radius);padding:28px;display:grid;gap:10px;align-content:start;min-width:0}
.card p{color:var(--ink-soft)}
.step-num{font-family:var(--mono);font-size:.85rem;color:var(--green);font-weight:500}
.ticks{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.ticks li{padding-left:28px;position:relative;color:var(--ink-soft)}
.ticks li::before{content:"";position:absolute;left:2px;top:.55em;width:12px;height:7px;border-left:2px solid var(--green);border-bottom:2px solid var(--green);transform:rotate(-45deg)}

/* Verdict mock */
.phone{background:var(--surface);border:1px solid var(--hair);border-radius:24px;box-shadow:var(--shadow);padding:22px;display:grid;gap:14px;max-width:440px;justify-self:center;width:100%}
.phone-top{display:flex;justify-content:space-between;align-items:baseline;font-size:.85rem;color:var(--ink-mute)}
.verdict{border-radius:14px;padding:18px;display:grid;gap:6px;border:1px solid var(--hair)}
.verdict.good{background:var(--green-soft);border-color:transparent}
.verdict.warn{background:var(--amber-soft);border-color:transparent}
.verdict .tag{font-size:.78rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.verdict.good .tag{color:var(--green)}
.verdict.warn .tag{color:var(--amber)}
.verdict .say{font-family:var(--display);font-size:1.35rem;line-height:1.25}
.verdict .why{font-size:.92rem;color:var(--ink-soft)}
.bars{display:grid;grid-template-columns:repeat(13,1fr);gap:4px;align-items:end;height:90px;padding-top:4px}
.bars span{background:var(--green);opacity:.75;border-radius:3px 3px 0 0;min-height:4px}
.bars span.low{background:var(--amber);opacity:1}
.bars-legend{display:flex;justify-content:space-between;font-size:.75rem;color:var(--ink-mute);font-family:var(--mono)}
.ways{display:grid;gap:8px}
.way{display:flex;justify-content:space-between;gap:12px;font-size:.92rem;padding:10px 12px;border:1px solid var(--hair);border-radius:10px}
.way b{font-weight:600}
.example{font-size:.75rem;color:var(--ink-mute);text-align:center}

/* Proof strip */
.proof{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;border-top:1px solid var(--hair);border-bottom:1px solid var(--hair);padding-block:28px}
.proof div{display:grid;gap:4px;min-width:0}
.proof b{font-family:var(--display);font-size:1.15rem;font-weight:600}
.proof span{font-size:.92rem;color:var(--ink-mute)}
@media (max-width:860px){.proof{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.proof{grid-template-columns:1fr}}

/* Compare table */
.table-wrap{overflow-x:auto;border:1px solid var(--hair);border-radius:var(--radius);background:var(--surface)}
table{border-collapse:collapse;width:100%;font-size:.96rem}
th,td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--hair);vertical-align:top}
tr:last-child td{border-bottom:none}
th{font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-mute);font-weight:600}
td:first-child{font-weight:600}

/* Statement */
.statement{background:var(--ink);color:var(--paper)}
.statement h2{color:var(--paper)}
.statement p{color:color-mix(in srgb,var(--paper) 78%,var(--ink))}
.statement .eyebrow{color:#7FD1A8}
:root[data-theme="dark"] .statement{background:var(--surface)}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .statement{background:var(--surface)}}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .statement h2{color:var(--ink)}:root:not([data-theme="light"]) .statement p{color:var(--ink-soft)}}
:root[data-theme="dark"] .statement h2{color:var(--ink)}
:root[data-theme="dark"] .statement p{color:var(--ink-soft)}

/* CTA band */
.cta-band{background:var(--green-soft)}
.cta-band .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}
.cta-band h2{font-size:clamp(1.6rem,3vw,2.2rem);max-width:22ch}

/* FAQ */
.faq{display:grid;gap:10px;max-width:780px}
.faq details{background:var(--surface);border:1px solid var(--hair);border-radius:12px;padding:16px 20px}
.faq summary{cursor:pointer;font-weight:600;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--green);font-weight:600}
.faq details[open] summary::after{content:"–"}
.faq details p{margin-top:10px;color:var(--ink-soft)}

/* Forms */
.signup{display:flex;flex-wrap:wrap;gap:10px;max-width:520px}
.signup input{flex:1 1 220px;min-width:0;font:inherit;padding:12px 14px;border-radius:12px;border:1px solid var(--hair);background:var(--surface);color:var(--ink)}
.form-note{font-size:.88rem;color:var(--ink-mute)}
.form-done{font-size:.95rem;color:var(--green);font-weight:600}

/* Article (guides) */
.article{display:grid;gap:22px}
.article h2{font-size:1.75rem;margin-top:18px}
.article h3{font-size:1.2rem;margin-top:6px}
.article p,.article li{color:var(--ink-soft);max-width:68ch}
.article ul,.article ol{padding-left:22px;margin:0;display:grid;gap:8px}
.answer{background:var(--green-soft);border-radius:var(--radius);padding:22px 24px;display:grid;gap:8px}
.answer .eyebrow{color:var(--green)}
.answer p{color:var(--ink);font-size:1.08rem;max-width:none}
.byline{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:.9rem;color:var(--ink-mute)}
.callout{border:1px solid var(--hair);border-radius:var(--radius);padding:20px 22px;background:var(--surface);display:grid;gap:8px}
.callout p{max-width:none}
.guide-list{display:grid;gap:14px}
.guide-card{display:grid;gap:6px;text-decoration:none;color:var(--ink);background:var(--surface);border:1px solid var(--hair);border-radius:var(--radius);padding:22px 24px}
.guide-card:hover{border-color:var(--green);color:var(--ink)}
.guide-card p{color:var(--ink-soft)}
.guide-card .tag{font-size:.78rem;color:var(--green);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
dl.gloss{display:grid;gap:0;margin:0;border-top:1px solid var(--hair)}
dl.gloss div{display:grid;grid-template-columns:240px 1fr;gap:20px;padding:18px 0;border-bottom:1px solid var(--hair)}
dl.gloss dt{font-weight:600}
dl.gloss dd{margin:0;color:var(--ink-soft)}
@media (max-width:700px){dl.gloss div{grid-template-columns:1fr;gap:6px}}
.placeholder{background:var(--amber-soft);color:var(--amber);border-radius:6px;padding:0 6px;font-size:.92em;font-weight:500}

/* Footer */
.site-footer{border-top:1px solid var(--hair);padding-block:56px 40px;font-size:.92rem}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:32px}
.foot-grid h4{margin:0 0 10px;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-mute)}
.foot-grid ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.foot-grid a{color:var(--ink-soft);text-decoration:none}
.foot-grid a:hover{color:var(--ink)}
.legal{margin-top:40px;padding-top:24px;border-top:1px solid var(--hair);color:var(--ink-mute);font-size:.82rem;display:grid;gap:8px}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (prefers-reduced-motion: reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
.nav a.btn-primary,.menu nav a.btn-primary{color:var(--on-green)}
.proof-section{padding-bottom:0}

/* ---------- Lending Logic overrides: ink leads, green is accent only ---------- */
.wm{font-size:1.45rem}
.eyebrow{color:var(--ink-mute)}
.btn-primary{background:var(--ink);color:var(--paper)}
.btn-primary:hover{background:var(--ink-soft);color:var(--paper)}
.nav a.btn-primary,.menu nav a.btn-primary{color:var(--paper)}
.step-num{color:var(--ink-mute)}
.ticks li::before{border-color:var(--ink)}
.cta-band{background:var(--band)}
.faq summary::after{color:var(--ink-mute)}
.statement .eyebrow{color:color-mix(in srgb,var(--paper) 62%,var(--ink))}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .statement .eyebrow{color:var(--ink-mute)}}
:root[data-theme="dark"] .statement .eyebrow{color:var(--ink-mute)}
.hero h1{font-size:clamp(2.6rem,5.8vw,4.4rem)}
.kicker{font-family:var(--mono);font-size:.82rem;color:var(--ink-mute);letter-spacing:.02em}

/* Figures strip */
.figs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.fig{border-top:2px solid var(--ink);padding-top:16px;display:grid;gap:6px;min-width:0}
.fig b{font-family:var(--mono);font-weight:500;font-size:clamp(1.6rem,3vw,2.1rem);letter-spacing:-.02em;line-height:1.1}
.fig span{color:var(--ink-soft);font-size:.95rem}
.fig small{color:var(--ink-mute);font-size:.8rem}
@media (max-width:860px){.figs{grid-template-columns:1fr}}

/* Audience cards */
.aud{display:grid;gap:10px;text-decoration:none;color:var(--ink);background:var(--surface);border:1px solid var(--hair);border-radius:var(--radius);padding:28px;align-content:start}
.aud:hover{border-color:var(--ink);color:var(--ink)}
.aud p{color:var(--ink-soft)}
.aud .go{font-weight:600;color:var(--green)}

/* Feature list rows */
.rows{display:grid;border-top:1px solid var(--hair)}
.row{display:grid;grid-template-columns:260px 1fr;gap:24px;padding:22px 0;border-bottom:1px solid var(--hair)}
.row h3{font-size:1.15rem}
.row p{color:var(--ink-soft)}
@media (max-width:760px){.row{grid-template-columns:1fr;gap:6px}}

/* Rollout timeline */
.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:t}
.timeline > div{border-left:2px solid var(--ink);padding:4px 0 4px 18px;display:grid;gap:6px;align-content:start}
.timeline .when{font-family:var(--mono);font-size:.85rem;color:var(--ink-mute)}
.timeline p{color:var(--ink-soft);font-size:.96rem}
@media (max-width:900px){.timeline{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.timeline{grid-template-columns:1fr}}

/* Partner portal mock (shown in a sample partner's brand) */
.portal{--pb:#3B4A6B;background:var(--surface);border:1px solid var(--hair);border-radius:20px;box-shadow:var(--shadow);overflow:hidden;width:100%;max-width:520px;justify-self:center;font-size:.92rem}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .portal{--pb:#8FA3CC}}
:root[data-theme="dark"] .portal{--pb:#8FA3CC}
.portal-top{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 18px;border-bottom:1px solid var(--hair)}
.pbrand{display:flex;align-items:center;gap:10px;min-width:0}
.plogo{flex:none;display:grid;place-items:center;width:34px;height:34px;border-radius:8px;border:1.5px dashed var(--pb);color:var(--pb);font-size:.58rem;font-weight:600;line-height:1.05;text-align:center;text-transform:uppercase;letter-spacing:.04em}
.pname{font-weight:600;color:var(--pb);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.portal-top .mono{font-size:.75rem;color:var(--ink-mute);white-space:nowrap}
.portal-sum{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:1px solid var(--hair)}
.portal-sum div{padding:14px 18px;display:grid;gap:2px;min-width:0}
.portal-sum div + div{border-left:1px solid var(--hair)}
.portal-sum b{font-family:var(--mono);font-weight:500;font-size:1.35rem}
.portal-sum span{font-size:.75rem;color:var(--ink-mute);line-height:1.3}
.prow{display:grid;grid-template-columns:14px 1fr auto;gap:12px;align-items:start;padding:13px 18px;border-bottom:1px solid var(--hair)}
.prow:last-of-type{border-bottom:none}
.pdot{width:10px;height:10px;border-radius:50%;margin-top:6px}
.pdot.g{background:var(--green)}.pdot.a{background:var(--amber)}.pdot.r{background:var(--red)}
.prow .who{font-weight:600}
.prow .why{display:block;color:var(--ink-soft);font-size:.85rem;line-height:1.4}
.prow .wk{font-family:var(--mono);font-size:.78rem;color:var(--ink-mute);text-align:right;white-space:nowrap}
.prow .act{display:block;font-family:var(--body);font-weight:600;color:var(--pb);font-size:.78rem;margin-top:2px}
.portal .example{padding:10px 18px 14px;border-top:1px solid var(--hair);text-align:left}
.wl-note{display:flex;gap:10px;align-items:center;font-size:.85rem;color:var(--ink-mute);justify-content:center;margin-top:12px}
.hero-visual{display:grid;justify-items:center;min-width:0}
.wl-note{text-align:center}
/* Closing call-to-action: ink band in light mode, raised surface in dark mode */
.cta-band{background:var(--ink);color:var(--paper)}
.cta-band h2{color:var(--paper)}
.cta-band .muted{color:color-mix(in srgb,var(--paper) 72%,var(--ink))}
.cta-band .btn-primary{background:var(--paper);color:var(--ink)}
.cta-band .btn-primary:hover{background:color-mix(in srgb,var(--paper) 86%,var(--ink));color:var(--ink)}
.cta-band .btn-ghost{color:var(--paper);border-color:color-mix(in srgb,var(--paper) 35%,var(--ink))}
.cta-band .btn-ghost:hover{border-color:var(--paper);color:var(--paper)}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]) .cta-band{background:var(--surface);color:var(--ink)}
 :root:not([data-theme="light"]) .cta-band h2{color:var(--ink)}
 :root:not([data-theme="light"]) .cta-band .muted{color:var(--ink-mute)}
 :root:not([data-theme="light"]) .cta-band .btn-primary{background:var(--ink);color:var(--paper)}
 :root:not([data-theme="light"]) .cta-band .btn-ghost{color:var(--ink);border-color:var(--hair)}}
:root[data-theme="dark"] .cta-band{background:var(--surface);color:var(--ink)}
:root[data-theme="dark"] .cta-band h2{color:var(--ink)}
:root[data-theme="dark"] .cta-band .muted{color:var(--ink-mute)}
:root[data-theme="dark"] .cta-band .btn-primary{background:var(--ink);color:var(--paper)}
:root[data-theme="dark"] .cta-band .btn-ghost{color:var(--ink);border-color:var(--hair)}
@media (max-width:480px){.portal-top .mono{display:none}}

.roadmap{display:inline-block;vertical-align:middle;margin-left:8px;font-family:Inter,sans-serif;font-size:.68rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--amber);background:var(--amber-soft);border-radius:6px;padding:2px 8px}